Agreement to these terms
These terms are a contract between you and [confirm: legal company name] (“MintoVue”, “we”, “us”). By creating an account or using our website or app (together, the “service”), you agree to them and to our Privacy Policy. If you do not agree, please do not use the service.
If you use MintoVue for an organisation, you confirm that you can accept these terms on its behalf.
What MintoVue is
MintoVue is a personal finance web app. It helps you see where your money goes, plan for your goals and share a household space with the people you choose. You add your own entries by hand or by importing a file, and MintoVue organises and shows them back to you.
The examples, figures and screens on our website are samples for illustration only. They are not real results, and they are not a promise of what you will see.
Not financial advice
MintoVue turns the information you add into dashboards and insights about your own money, including AI financial insights on the Pro plan. These are general information to help you understand your finances. They are not personalised financial, investment, tax, accounting or legal advice, and nothing in the service is a recommendation to buy or sell anything. You make your own decisions, and you should talk to a qualified professional about anything that matters. [confirm] wording with legal.
What MintoVue shows depends on what you add. If entries are missing or wrong, what you see will be too, and we are not responsible for decisions you make based on it.
Your account
- You must be at least [confirm: minimum age, e.g. 18] to use MintoVue.
- Give us accurate details and keep them up to date.
- Keep your sign-in details to yourself. You are responsible for what happens under your account, so tell us at hello@mintovue.com if you think someone else has got into it.
- One account is for one person. Do not share it.
Households and sharing
A household lets you share a space with other people. The person who creates it can invite and remove members. Members of a household can see what is in the shared space.
Your personal space stays yours unless you choose to share it, and you can change that choice at any time. You are responsible for who you invite and for what you decide to share. Only invite people who agree to take part, and do not add other people's information to a shared space unless you are allowed to.
Your content
You keep ownership of everything you add to MintoVue (“your content”). You give us permission to store, process and show it as needed to run the service for you and the people you share it with, and for no other purpose.
You are responsible for your content. You confirm that you have the right to add it, that it does not break the law, and that you will not add anything you do not have the right to. Please do not enter your bank login, card numbers, PINs or one-time codes anywhere inMintoVue.
Using the service properly
You agree not to:
- break the law or use MintoVue for anything unlawful or fraudulent,
- try to get into accounts, data or systems that are not yours,
- interfere with, overload or disrupt the service, or test its security without our written permission,
- copy, resell, reverse engineer or build a competing product from the service, except where the law allows it,
- use bots or scrapers to collect data from the service,
- upload harmful code, or content that harms or harasses others.
Availability and changes
We work to keep MintoVue running, but we cannot promise that it will always be available or free of errors. We may change, add or remove features, and we may pause the service for maintenance. If we make a change that affects you in a significant way we will let you know.
Ending your use
You can stop using MintoVue, and delete your account and data, at any time. [confirm: how to export or delete, per product team]
We may suspend or close an account if you break these terms, if you put other people or the service at risk, or if the law requires it. Where we can, we will tell you why and give you a chance to fix the problem first. Sections that by their nature should continue after your account ends, such as ownership, disclaimers and liability, will continue.
Our intellectual property
MintoVue, its software, design, name and logo belong to us or our licensors. These terms give you the right to use the service as it is offered to you, and nothing more. If you send us feedback or ideas, we may use them without owing you anything.
Disclaimers
The service is provided “as is” and “as available”. To the fullest extent the law allows, we do not make promises about it, including that it will be accurate, error-free, uninterrupted or right for your particular needs. Nothing in these terms limits any rights you have under consumer law that cannot be limited.
Limit of liability
To the fullest extent the law allows, MintoVue is not liable for indirect, incidental or consequential losses, or for lost profits, savings or data, that come from your use of the service. Our total liability to you for anything related to the service is limited to the greater of what you paid us in the [confirm: 12] months before the claim and [confirm: minimum amount].
Nothing in these terms limits liability that cannot be limited by law, such as liability for fraud or for death or personal injury caused by negligence.
Governing law
These terms are governed by the laws of [confirm: country or state]. Disputes will be handled in the courts of [confirm: place], unless the law of where you live gives you the right to bring a claim elsewhere. [confirm: any arbitration or dispute process]
Changes to these terms
We may update these terms. When we make a significant change we will tell you in advance, for example by email or in the app. If you keep using the service after the change takes effect, you accept the new terms. The date at the top of this page shows when they were last updated.
Contact us
Questions about these terms? Write to us at hello@mintovue.com.
Also read our Privacy Policy.